Post Published in June, 2009
Jun 30,2009, 10:33AM
Dave Says - June 29, 2009
By Dave Ramsey
The level pay utility option
Dear Dave,Our utility company offers a level-pay option. They average out our bills over the last 24 months, and bill us a consistent amount each month based on that average. Do you think this is a good idea, or would you just pay the regular bills?Christy
Dear Christy,Lots of people like the idea of having a level of predictability built in to their utility bills. T...
Jun 29,2009, 9:24AM
Are You a Reluctant Witness? (Excerpts from a study by John Bean)
By Dwight Short
There are so many characters in the Bible that we can identify with when it comes to making excuses to God when He calls us to duty. One of my favorites is Moses who had three really good reasons why God should NOT call on him to lead the Israelites out of Egypt. Think about your own life as you consider Moses' feeble attempt to tell God He was calling on the wrong guy!
Jun 22,2009, 10:56AM
Sunday Morning ... Do You Know Where Your Church Is?
By Dwight Short
Sunday mornings and church were pretty much paired together in my life as a child. When the chores were done on our farm in NW Ohio, the real work began each day except for Sunday when we cleaned up and went to the Wauseon Evangelical Mennonite Church also known as "The friendly church on the corner". It was the place where I accepted Christ as my Savior during a revival service and also where I was taught stewardship of time, talents, and treasure. Most of these experiences were mandatory (the exception being my accepting Christ) and non-negotiable with my parents, especially my father.
Jun 22,2009, 9:19AM
Dave Says - June 22, 2009
By Dave Ramsey
Is Dave's investing system sound?
Dear Dave,Considering that the current economic situation is nearing a calamity, do you feel that your Total Money Makeover investment strategies are still sound?Anthony
Dear Anthony,First, let's review the investment strategies in The Total Money Makeover. Pay cash for real estate so that you own it free and clear. Invest with a long-term mentality in America's...
Jun 15,2009, 8:09PM
A Graduate to Remember!
By Dwight Short
(Adapted from the St Petersburg Times, 6-4-09)
Every graduate is special at this time of year and the accomplishments of so many people are admirable indeed. Of course we all want to encourage every person who has successfully completed their degree or their graduation from each level of school. Please join me in saluting a young man by the name of David Ghai, who is one of the Lost Boys of...
Jun 15,2009, 11:49AM
Dave Says - June 15, 2009
By Dave Ramsey
Buying in debt-free
Dear Dave,I have an opportunity to buy a landscaping supply business. The current owner said he made $250,000 last year, and he's on track to make even more this year. There are three employees, and he's asking $390,000 for everything. The building is included in the price, but the land would be either a lease or purchase. Do you have any advice for taking advantage of a situa...
Jun 09,2009, 11:56AM
Dave Says - June 8, 2009
By Dave Ramsey
Yet another student loan?
Dear Dave,Our daughter has one year left in college. She's going to a state school here in Texas, and we've already taken out two loans to help her out. She's living in nice apartment off-campus. She doesn't work so she can concentrate on her studies. Should we get another loan for her last year?David
Dear David,I've got a better idea. Keep in mind I said a better idea,...
Jun 08,2009, 1:12PM
God is Making a Comeback!
By Dwight Short
"The very things that were supposed to destroy religion-democracy and markets, technology and reason-are combining to make it stronger," according to a recently published book called God Is Back. This is probably not a shock to you if you live in a part of the country that boasts mega churches or new churches in every elementary school in your neighborhood. The authors of this book, John Micklethwait & Adrian Wooldridge make a strong case for the strength of world wide revival but it has somehow missed the newscasts of the mainstream media.
Jun 02,2009, 12:01PM
Dave Says - June 1, 2009
By Dave Ramsey
Helping with the parents
Dear Dave,A couple of years ago my parents got into a big financial mess. They filed bankruptcy, and had to give up their house. Now, they lived on a fixed income of $2,220 a month, and my dad is not in good health. My wife and I help them out with a little money each month, but my sister and her husband don't do much for them. Do you think I should lean on her a little b...
Jun 01,2009, 9:41PM
Winning Isn't Everything...
By Dwight Short
WINNING ISN'T EVERYTHING; IT'S THE ONLY THING!
As a believer in Christ, there are many days when it seems like all that we stand for and all that we wish to share about our faith gets so marginalized. People of faith are attacked in the public square when they stand up for what they believe. You don't have to be Miss California to experience the wrath of those who would have you stand down about ...
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Contributors
Dwight is a long time financial advisor for a major Wall Street firm and a member of various Christian Financial networks
Bill Broderick is an HR consultant and executive search pro with 25+ years experience in assignments in recruiting, organization change and career coaching.
Prior to founding The C12 Group, LLC, America’s leading provider of Christian CEO/Owner roundtable services in 1992, Buck served as Board Director and Vice-President of Sales of the S.H. Mack Company in St. Charles, Illinois.
David L. Ramsey III (born September 3, 1960) is an American financial writer, radio host, and television personality.
Michelle LaBrosse, PMP, is the founder of Cheetah Learning, and author of Cheetah Negotiations, Cheetah Project Management, Cheetah Know How and Spiritual Money.
David Cowan has worked as a journalist, editor, and bank executive in Europe and North America for organizations such as Financial Times, Euromoney, and the World Bank Group in Washington, D.C. He has also written for the Washington Times, the Times of London, and the Middle East and been interviewed by major print, television, and radio media, including CNBC, Bloomberg TV, the Wall Street Journal, and BBC Radio.
Sara J. Moulton Reger is a nationally recognized expert on merging Fortune 500 companies. She also is a very strong Christian who derives all of her business principles directly from Scripture. Her next three books present those biblical principles for others to incorporate as “best practices†in the world of business.
Al Lopus is the President and cofounder of the Best Christian Workplaces Institute, founded in 2002.
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