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Then you will know the truth, and the truth will set you free. (JN 8:32)
Sep 29,2009, 11:27AM

THE NUMBERS DON'T LIE; SEE IF YOU CAN ADD THIS UP?

More about France next week but some compelling stories are developing about ballot issues in Ohio that also speak to why it is important for investors to be serious about their holdings. The annual gathering of the American Roundtable highlighted many issues that reverberate with people who believe the Constitution still has a place in our decision making. A case in point is the battle over Issue # 3 in Ohio about casino gambling.
Sep 28,2009, 1:45PM

Dave Says - September 28, 2009

Invest above the requirement? Dear Dave,I'm a teacher, and the school system I work for puts 13.5 percent of my pay into a public teacher retirement fund. They also match this amount. I've read about your rule of investing 15 percent of your income toward retirement, so should I invest 1.5 percent into another retirement fund in order to max out my savings at 15 percent of my income? What do you ...
Sep 21,2009, 5:11PM

WHAT IS YOUR FAVORITE PART OF THE BIBLE?

France is a unique place in the entire world as far as the secular emphasis of their society. We found this to be both a problem and an advantage in our work there with our basketball team. The problem is that you are constantly trying to make sure that the witness you leave behind is a positive one and that your actions help the workers who are left behind to follow-up on your efforts after you return to the USA. The advantage is that once you find something that works, it is so different from the status quo that people are interested and drawn to your ideas and witness.
Sep 21,2009, 1:38PM

Dave Says - September 21, 2009

Recover first, plan later Dear Dave,My husband died four weeks ago. He was 52 years old and had a heart attack. We always lived on a budget and were careful with our money, so we were debt-free when he passed away. He had a 401(k) and an IRA worth about $500,000 along with $200,000 in life insurance. He always handled most of the money, so I don't know what to do about all this.Nancy Dear Nancy,...
Sep 15,2009, 11:32AM

Dave Says - September 14, 2009

Showing mercy Dear Dave,I have tenants who have been perfect in paying rent on time for almost a year. Last month, the woman lost her job, and when I went to collect the rent the other day, she said she didn't have any money. I'm pretty sure they used part of it for a car payment and the electric bill, and I know they need these things. Still, I'm torn over how to handle this and how much mercy t...
Sep 08,2009, 10:31AM

Dave Says - September 7, 2009

What's included? Dear Dave,I've heard you say that your mortgage payment shouldn't be more than 25 percent of your take-home pay. Does this figure include taxes and insurance, or just principal and interest?Anonymous Dear Anonymous,That figure includes taxes and insurance. Just remember, the whole idea is to make sure your house payment is manageable. You don't want to have so much money going t...
Sep 01,2009, 10:11AM

Dave Says - August 31, 2009

Ready to buy? Dear Dave,I graduated from college in May, and I already have a job in my field. It was a part-time position that went full time, so I already have $15,000 in an IRA and about $23,000 in savings. I'm also debt-free, because scholarships paid for my education. Am I ready to buy a house?Zack Dear Zack,You are the man! This is an awesome position you're in right now! Financially, you...
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