It's getting tough to pay for healthcare. CBS Moneywatch reports that deductibles are rising rapidly as the insurance markets adapt to the new world of the Affordable Care Act. Yet despite these increases, the overall premium you pay to have insurance also continues to rise, leading to a sum total wallop to the wallet of the average American. While this is greatly burdening Americans today, it does present an opportunity for transformation tomorrow.
As the Moneywatch article explains, the high deductibles Americans are experiencing should, in theory, pressure them to make more informed, conservative health spending choices. After all, high deductibles essentially make health insurance more like other types of insurance: protection against catastrophic costs. This means consumers pay for most routine services out of pocket, including urgent care visits, basic prescriptions, routine care, even emergency room visits, up to an annual deductible of, say, $6,000 for a family of four.
This market incentive is good, because when we pay for these smaller costs out of pocket, we are more keenly aware of what we are spending. But there are two major problems still confronting Americans. more >>
After being sued for widespread fraud, which bilked consumers out of millions of dollars, a self-described charity called the Cancer Fund of America, based in Tennessee, has tentatively agreed to go out of business.
According to CNN, the decision came after a court battle with the Federal Trade Commission and the attorneys general for all 50 states.
In a 2014 chart billed America's Worst Charities based on cash paid to solicitors in a 10-year period, the Cancer Fund ranked second behind another outfit called the Kid's Wish Network. The Cancer Fund raised $86.8 million but paid $75.4 million to solicitors while spending just 1 percent of the funds raised on direct cash aid. more >>
A group of workers at a legal brothel in Nevada are campaigning for Democratic Presidential candidate Hillary Clinton, calling themselves "Hookers for Hillary."
"I'm for Hillary because she's cracking down on domestic violence," explained 26-year-old Entice Love. "I've been in a relationship for a long time where I'd been thrown down stairs, black eyes, fractured ribs … When I'm looking at who I want to pick for the presidency, I look at what are they doing that I can relate to that will be of benefit for me. That's why I was for Obama, now I'm for Hillary."
While making his official trip to Mexico, Pope Francis paid a visit to the Federico Gómez children hospital.
One of them, bald from her battle with a serious illness, exchanged pleasant words with the head of the Roman Catholic Church before giving all in the audience a beautifully sad rendition of "Ave Maria."
Identified by the National Catholic Reporter and others as Alexia Garduno Aladro, the girl brought many in the room to tears with her pitch perfect singing. more >>
The Little Sisters of the Poor, an order of Catholic nuns who are fighting an Obamacare mandate because of their religious objections to contraceptives, have said that all major faith groups in America, including Protestant, Muslim, Jewish, Native American and Hindu leaders, are all behind their cause.
"It's easy to support religious freedom for the majority," said Ossama Bahloul, Imam of The Islamic Center of Murfreesboro, according to a statement released on Tuesday by the The Becket Fund. "But the test of America's commitment to religious diversity and freedom comes when we show we'll defend minorities and those with whom we do not fully agree."
Rabbi Mitchell Rocklin, a member of the Executive Committee of the Rabbinical Council of America, added, "We have great admiration for the Little Sisters who are standing up not just for themselves and the elderly poor they serve but for the rights of all people of faith, including Jews. Their courage is an example to all of us." more >>
A Brazilian Baptist leader who's known for holding progressive views on social issues, is pushing for the country to lift restrictions on abortion amid fears that symptoms from the Zika virus might be leading to an increase in neurological birth defects such as microcephaly, a brain deformity.
The Zika virus is transmitted through mosquito bites and has now spread to 21 countries in the Americas and the Caribbean.
Pastor Joel Zeferino, president of the Baptist Alliance of Brazil, — an organization was started in 2005 by 60 Baptists who fell out of favor with the Brazilian Baptist Convention because of their socially progressive views, according to Baptist News Global — argued that the discussion over laxing abortion laws needs to include more voices. more >>