My husband’s sales job has not produced good income since the pandemic. We’re in our early 60s, have $10,000 in a savings account, $25,000 in our 401(k), a paid-off home, and no debt. We’ve considered downsizing. Do you advise drawing down on our 401(k) now?
Dear Chuck, I dread making financial resolutions every new year because I usually fail at keeping them. Can you offer any simple tips to help me manage money better this year? Something that’s fail-proof?
Dear Chuck, I have the After-Christmas Blues. My joy gets packed away with all the Christmas decorations. How can I carry the joy of Christmas into next year?
Dear Chuck, I am weary of the commercialization of Christmas. My family is hosting Christmas this year, and I want to prioritize the real meaning of our celebration, not money or stuff. I long to simply focus on the birth of Christ. How can I do that when friends and family expect more?
Dear Chuck, I have five adult children who constantly come to me with financial emergencies. I am 70 years old. Our family is fractured, so I’m trying all I can to preserve relationships. How intrusive can I be in their use of money?
With three kids at home and trying to care for some extended family, I'm increasingly struggling with financial anxiety. Now the holiday pressures are making it worse. Please help me deal with this!
Dear Chuck, what’s up with the labor market? I have never seen so many postings for job openings or so many people who aren’t working. Many don’t even appear to be concerned about finding a job. Are people just living off the government now? How long can this continue?
Dear Chuck, my company is encouraging us to participate in Giving Tuesday. How can I give more if I’m on a limited budget?
Dear Chuck, My elderly parents get scam phone calls, emails and texts constantly. I worry they are going to fall for one of these since both are kindhearted and trusting. I know they are vulnerable. How do I help them?
Oracle, despite its name, failed to answer the questions put to it.
Dear Chuck, we’re celebrating Thanksgiving at our house with friends and family this year. I want it to be extra special. However, the cost for groceries and things I need to host a fairly large group is more than I anticipated. How do I get around this crazy inflation?
If I do not get the COVID-19 vaccine, I could lose my job with a federal contractor. If I get it, I go against my conscience and the liberty I have to protect my family’s health, a fundamental right of Americans. I am not anti-vax, but I hate coercion. My wife and I are bracing for the financial consequences, but we want your advice.
I’ll soon be getting a raise in my social security benefits. Do you think it will really make any difference?
Dear Chuck, I recently read that there is a growing number of Americans in favor of Universal Basic Income (UBI). What does the Bible say about that?
Dear Chuck, I’ve been hearing a lot about Evergrande and the Chinese economic woes for months. Should I pull out of my investments in Chinese companies?