Chuck Bentley

CP Guest Contributor

Ask Chuck: HELP! I'm Not Ready for the Holidays!

Dear Chuck, I cannot believe that it's Thanksgiving week, and Christmas coming in weeks. Most of the time, I feel more stressed than thankful at this time of year (unless you count how thankful I feel when it's all over!) Have any advice about making Christmas more about Jesus' birthday and less about a shop-til-you-drop time of year?!

Ask Chuck: 8 Budget Hacks to Save Over $3,600

Dear Chuck: I've seen that you really encourage people to save $1,000 that they don't touch at all except for extreme emergencies, but seriously, I CAN'T DO IT! I need some advice on where to cut because I'm so close to the edge. Got any ideas?

Ask Chuck: Blowing a $4 Million Inheritance?

Dear Chuck, I read a story recently in the Washington Post about a frugal librarian who drove an old car, carried his lunch, and spent next to nothing on himself, making it possible for him to save $4 million that he donated to the school he loved, the University of New Hampshire, upon his death. But now there is a bit of controversy about how the money is being spent.

Ask Chuck: Should I Buy a Car on Craigslist?

Dear Chuck, Should I buy a car from Craigslist? There seems to be a lot of great deals from private sellers. And I would love to pay cash rather than have a car payment. But the process seems so daunting. Many of the posts look like scams, and most sellers say "cash only" but I don't want to carry that much cash. Is it worth the trouble?

Ask Chuck: How to Deal With Workplace Gossip?

Dear Chuck, I'm trying to fit in to a new workplace, and I'm on the outside of a lot of the conversations and office gossip. I want to join in, but sometimes the talk gets so hurtful or goes a direction I just don't want to follow. Does the Bible have anything to say about how to talk to people in my office?

Ask Chuck: How to Avoid the Repo Man

Dear Chuck, What are the rules when a bank repossesses your car? Do you still have to pay them what you owe and can they garnish your wages for payment? I have a friend who has just turned her life over to Christ and over the years she has made many, many bad decisions, and her financial situation is overwhelming.

Ask Chuck: 3 Tips for Dealing With College Debt

Dear Chuck, It's back to school time for many families, but my children are finishing college and newly graduated, so I'm less concerned now that they have a diploma — and more worried about the debt they accumulated — the nasty student loan kind of debt.. Do you have any advice for my family and me?

Ask Chuck: Refinancing vs. Recasting a Home Mortgage

Dear Chuck, My husband and I own a home and are trying to decide if we should change our mortgage to get in better financial health. I read recently about "recasting" a mortgage, which sounds a lot like a fishing term! Is that something worth considering? We've been looking into refinancing. What is the difference?

Ask Chuck: Pyramid Scheme or Legit Business?

I´ve come across a situation that made me wonder what you and the Bible might think of Multi-level Marketing (MLM or network marketing). Several friends have approached me with opportunities, but so far I have declined. ... I really would appreciate any advice you can provide.