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Faith-First Finances: How AdelFi Credit Union Empowers Christian Families and Education

By  AdelFi Credit Union

In a world where financial institutions often chase profit over principle, AdelFi Credit Union stands apart with a bold, Gospel-centered mission: to empower believers to steward their finances in a way that honors God, supports Christian families, strengthens communities and advances the Kingdom. As 1 Timothy 6:18 reminds us, “Instruct them to do good, to be rich in good works, to be generous and ready to share.” AdelFi provides a practical path to live out this biblical mandate.

For over six decades, AdelFi has served as a trusted, Christian-owned and member-controlled credit union that is committed to biblical values. Unlike secular banks that prioritize shareholder profits, AdelFi reinvests at least 10% of its net income annually into ministries and organizations that proclaim the Gospel. From supporting Christian education to funding outreach in underserved communities, AdelFi ensures every dollar works to advance God’s Kingdom.

Aligning Your Finances with Your Faith

A recent study by AdelFi, conducted with Lifeway Research, found that 74% of young adults prefer to buy from companies that align with their values, and 70% seek financial institutions that reflect their faith. For Christians, this means banking with an institution that not only offers competitive rates and modern tools but also partners with them in their walk with Christ. AdelFi meets this need by providing financial services that are both practical and purposeful, ensuring every transaction honors Gospel-driven principles.

When you bank with AdelFi, your money does more than earn interest—it funds Christian schools, equips missionaries and supports ministries that share the love of Jesus. Whether you’re depositing savings or using a credit card, your financial choices become an act of worship, aligning your resources with God’s heart for His people. AdelFi helps believers practice faithful stewardship with their finances, drawing from Matthew 6:21, which teaches, “Where your treasure is, there your heart will be also.”

Empowering Homeschool Families and Christian Education

Christian families often face unique financial challenges, especially those choosing homeschooling to provide a Christ-centered education. AdelFi recognizes this and has forged partnerships with homeschool organizations to offer tailored financial tools that help these families thrive. From budgeting resources to savings plans, AdelFi equips parents to pursue an education path rooted in biblical truth without financial strain.

Every new AdelFi member gains access to free, biblically-based financial stewardship courses, developed in collaboration with Crown Financial Ministries. These courses cover essential topics—budgeting, saving, giving generously, and living debt-free—grounded in Scripture like Proverbs 13:11, which states that, “Dishonest money dwindles away,

but whoever gathers money little by little makes it grow.” By equipping families with practical tools, AdelFi helps them build a legacy of faithful stewardship.

AdelFi also provides specialized resources for teens, including a parent guide to instill lifelong habits of biblical money management. In a culture that often promotes materialism, these tools help young people learn to view wealth through the lens of eternity, preparing them to manage their finances in a way that honors God.

Recycling Christian Dollars for Kingdom Impact

At the core of AdelFi’s mission is the concept of “recycling Christian dollars”—a powerful practice of intentionally directing financial resources within the Body of Christ. When you bank with AdelFi, your dollars support Christian-owned businesses, sustain ministries and empower local nonprofits that reflect the love of Jesus. This creates a ripple effect, multiplying the impact of every financial decision.

“Stewardship isn’t just about giving generously,” says Susan B. Rushing, Interim Chief Executive Officer of AdelFi. “It’s about asking: where is my money going and who is it supporting? At AdelFi, we make sure your financial life reflects your faith.” By choosing AdelFi, you’re not just managing finances—you’re investing in a movement that strengthens the Church and transforms lives.

A Culture of Service and Generosity

AdelFi’s commitment extends beyond finances to a lifestyle of service. Through its Serve Day program, AdelFi staff volunteered over 685 hours in 2024 to Christian nonprofits, ministries, and outreach efforts. Employees also directed $100,000 to 71 organizations of their choice, amplifying Gospel-centered work worldwide. This culture of generosity reflects Christ’s call in Mark 10:41-45 to serve others, modeling a faith that acts.

But AdelFi’s culture of service extends beyond its staff to its members. Through community impact initiatives, AdelFi encourages members to participate in local service projects, offering opportunities to volunteer alongside other believers. These efforts strengthen the bonds within the Christian community while putting faith into action. For example, through AdelFi’s partnership with Crown Financial Ministries, members gain access to practical money management built on foundational biblical principles to equip families for faithful stewardship. Further, members take an active role in shaping how AdelFi’s resources uplift the Church by nominating ministries for grants.

This culture of generosity creates a powerful cycle: as members bank with AdelFi, their dollars fuel ministries, which in turn inspire more believers to live generously. By fostering a community where service and generosity are paramount, AdelFi not only supports its members’ financial goals but also inspires a lifestyle that glorifies God.

A Better Way to Bank

Unlike large, secular banks that may invest in causes contrary to biblical teachings, AdelFi is fully member-owned, ensuring profits are reinvested into the Church rather than Wall Street. From checking and savings accounts to loans and credit cards, AdelFi offers modern, convenient banking solutions with the assurance that your money aligns with your values.

AdelFi’s competitive rates and user-friendly tools make it easy to manage finances while supporting Kingdom work. Whether you’re saving for your children’s education or planning for retirement, AdelFi ensures your financial decisions reflect your commitment to Christ.

A Call to Faithful Stewardship

Banking with AdelFi is more than a financial choice—it’s a declaration of Christian faith. By joining AdelFi, you become part of a movement of believers who see every dollar as an opportunity to worship God and build His Kingdom. Together, we can ensure that our money works not just for us but for a higher purpose.

Ready to align your finances with your faith? Visit AdelFi Credit Union today to learn more.