I have friends who retired a few years ago. Several are thriving while others seem to wish they were back at the careers they left behind. I thought retirement was supposed to be the best years of our life. I am trying to determine: a) should I retire and b) when? Any thoughts?
My husband and I would love to buy a home before our second child is born next spring. We are seriously considering a subprime loan since we don't have a down payment. We've been told that renting is like throwing money away every month. What are your thoughts?
There is a lot of talk lately about the potential profits to be earned by investing in cannabis (marijuana) opportunities. Personally, I think it is wrong, though some of my Christian friends see it as an appropriate way to invest
The truth is that we all mishandle money at some point in our lives. Few of us were taught what God says about money in the Bible and as a result, we flounder around trying to do the best we can.
My wife and I do not agree on giving. In fact, we've had a few heated arguments over the matter. She says we need to give 10% of our income. I don't know where we could come up with that much. We give every month, but it varies in amount, depending on what we have available after I've paid our bills.
My wife and I are working really hard to get out of debt. We are overwhelmed with 5 credit cards, 2 car loans, student loans for both of us, a mortgage, and furniture that we financed.
My wife and I hope to be able to retire when I turn 65. We've made plans and dreamed about the time we would invest in our grandchildren's lives and the joy of taking mission trips together. But, the closer I get to 65 (2 years away) I realize I just haven't saved enough money.
Could you tell me what employers are really looking for when hiring new graduates and how to land the right job?
My husband and I are just got married and are realizing the severity of our debt problems. We both just graduated with student loans, car loans, and some credit card debt.
I was struck by the example of former President Jimmy Carter when I read that he lives in a modest home and has a frugal lifestyle. I think I would have a hard time living beneath my means if I had been President of the United States! It seems he is extremely content with what he has. What advice would you give someone looking for the same?
My friend had just lost her job and was behind on rent so she went to get an advance at a Cash Advance and Payday Loan place and it ended up being a horrible experience and she lost a lot of money.
How do I start sharing the Gospel with my kids at such a young age? It seems that, just like money, we need to steward the Good News as well.
Amazon Prime day just recently took place and I found lots of great deals. While big sales like this can be great for saving us money, I actually was saddened by the number of people I saw trying to fill a void with stuff.
Stewardship of our health directly impacts our finances. That's why I walk and swim laps at home and walk or use hotel fitness centers when traveling.
Financial infidelity is, in effect, cheating on a spouse. Many Americans admit to lying about or withholding money information from their partner.
Few people truly understand how serious stewardship is. The rewards of good stewardship are eternal. Stewardship means we don't consume all we have been given on ourselves, but have preserved some for others.
My husband and I just got married 4 months ago and got pregnant pretty quickly after our wedding. While we are so excited about becoming parents, the pregnancy was unexpected and now we are trying to build our financial lives together and prepare for a child. Any advice on how to save fast and what to prioritize during this season?
Is social media really that bad? Everyone talks about it like it's the cause of all our problems but I don't feel like it really makes me compare myself to others or overspend.
I've been wondering lately what the balance is between being a good citizen and a good steward. I want to be a good citizen and buy American-made products. But I also want to be a good steward and find the lowest cost for products.
I'm having a difficult time getting my husband on the same page to stop accruing debt and begin to pay it off.
I have hit rock bottom with my finances. My wife and I got divorced last year and all the fallout from that forced me to file bankruptcy. As many do when they hit rock bottom, I'm trying to get back up but not sure where to start.
Would it be best to close the unused accounts or leave them available/open? How would this impact our credit score if we closed them or if we left them open?
There are many stories of generous people living quiet lifestyles and leaving millions to a cause close to them. There are even greater examples that God give us in the Bible to follow. All of these examples have something in common. The givers lived modestly, sometimes in poverty.
Christians should be the best stewards of the earth. It is God's beautiful and bountiful creation. But our worship must be directed to the Giver not the gift.
I want to pay off my mortgage! My financial advisor says no since I am 1 year into my cancer healing journey and about to be laid off in June. But I'll have 6 months savings in my emergency fund even after paying off my mortgage. Should I be debt free or hold off?