Dear Considering,
Thanks for the great question. This is a topic close to my heart, and actually, close to God's heart too.
Payday loans are a bad idea. They should be considered "predatory loans" because too often they lead to a form of servitude for people who get trapped in excessive debt nearly impossible to repay.
Read more at http://www.christianpost.com/news/ask-chuck-what-does-the-bible-say-about-payday-loans-168501/#P8QXxtp1JaF8Hp5K.99
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